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When most people think of bankruptcy, they think of the type of bankruptcy provided for in Chapter 7 of theBankruptcy Code. Understanding what this means and what it gives you is more important than you might think. This type of bankruptcy has, by far, been the most popular type of proceeding for individuals. Although the percentage of debtors choosing Chapter 7 has diminished somewhat because of the advantages that Chapter 13 offers, it continues to be the chapter most frequently used, and it remains an important option for consumer debtors.
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